Built for every
type of merchant.

Turn any iPhone or Android into a card-present NFC payment terminal. No dongle, no hardware.

Digital tip prompts on every NFC tap. Custom split rules, real-time distribution to staff wallets.

Send tap-to-pay invoices. FedNow settlement in under 60 seconds. Automated payment reminders.

NFC-powered smart links on any physical surface. Tap a tag → product page, checkout, or loyalty card.

Payment collection for field teams and contractors. Works offline, syncs when back online.

Round-up fundraising and micro-giving at the point of sale. One-tap donation opt-in.

Full restaurant stack: table QR ordering, split bills, NFC tap-to-pay, tips, and kitchen display.

End-to-end event ticketing, NFC gate scan, bar tabs, merchandise, and post-event analytics.

Revenue intelligence dashboard. Cohort trends, customer LTV, benchmark vs. category peers.

Real-time merchant banking. FedNow rails, sub-account splits, instant ACH, virtual card issuance.

Offer matching engine. Surface the right promotion to the right customer at the right moment.

Behavioural segmentation and personalised offers powered by payment graph data.

Shopper-side NFC wallet. Tap to pay at 0% interchange from any stored value or card.

Business intelligence suite. Cash flow forecasting, P&L, inventory turns, staff performance.

Revenue-based financing. Access up to 3× monthly GMV. Repaid automatically from settlements.

Conversion optimisation engine. A/B test pricing, upsells, and checkout flows against live revenue.

Subscription and recurring billing. Flexible cadences, dunning workflows, prorated upgrades.

Multi-channel marketing automation. SMS, push, email campaigns triggered by payment behaviour.

Gamified loyalty. Challenges, streaks, prize drops, and NFC-triggered rewards.

Monetise your audience. Subscriptions, one-time payments, digital downloads, and tip jars.

White-label PayFac infrastructure. Full payment acceptance in your platform via one API call.

Intelligent routing selects the cheapest network rail in real time. Up to 22% cost reduction.

ML fraud scoring on every transaction. Sub-100ms decisions. Integrated chargeback defence.

Headless Commerce SDK. Drop all 10 payment primitives into any app or website in minutes.

AI-native checkout acting as a Seller Agent. Negotiates, upsells, and closes autonomously.

Partner programme infrastructure. White-label resellers, ISOs, and embedded finance partners.

Platform monetisation layer. Collect revenue shares, usage fees, and SaaS subscriptions.

10 composable payment primitives as a REST API. MCP server at mcp.tap2payments.com.

AI assistant embedded across all 29 products. Answers revenue questions and surfaces anomalies.

Open agentic commerce protocol. Shopper and Seller Agents transact autonomously via MCP + VIC + ACP.